Roth Income Limits 2024 Married Filing Joint. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi must be under $228,000 for tax year 2023 and $240,000 for tax year 2024. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older.

Roth income limits 2024 married filing joint images references : Income range for 2024 contribution: